Individual Services

Having worked with you through your employer to deliver a high-quality pension solution, and assisted you in understanding your options, we are available to help in other areas.

We know what it is like to be unsure about aspects of your money. It can create uncertainty, worry and a lack of engagement that has the potential to damage your financial future.

We are on a mission at Venture Knoll to empower you as an individual to grasp your financial future, educating you where you are unsure and helping you attain the lifestyle you aspire to.

At all the key stages through your life, from starting your pension to starting a family, buying a home to entering retirement, we wish to be on hand to give you the financial advice you need.

Helping you feel confident about your financial future
Explaining your options at key moments in your life.
Planning ahead so you are ready for the next stage.
Having trusted and vetted experts in other areas available to you when you need them.

Pension consolidation

The days of the “job for life” have long gone and consequently, as you progress through your career, you will most likely collect several workplace pensions. Having pensions with different providers, sometimes subject to different rules, does not aid you in planning for retirement.

It may be hard to get an accurate picture of your total valuation, cumbersome to change your investment holdings and just difficult ringing round the providers or Googling to get any information. You may find it creates a sense of inertia.

We are specialists in pension consolidation. We can:

Help you track down past pensions, and communicate on your behalf with the providers.
Advise you on restrictions, penalties and rules the different pensions are subject to.
Give you advice on the best course of action with these pensions.
Where appropriate, find a superior pension scheme in which you can consolidate your pensions, in which you may have more control, better investment choice and more options.
Stay by your side to provide ongoing advice and pension reviews.

Personal protection

At key times of your life, such as buying a property with someone else or starting a family, life insurance becomes very important to protect the people that depend on you should you die – keeping their home or providing a financial buffer. Other insurances, such as income protection or critical illness, can protect you and your family in different ways. We can help you get the right level of cover to give you and your family peace of mind.

Financial modelling - creating a financial masterplan

While many people think about finances at key stages in their lives, addressing each moment only when it arrives, it is good practice to plan ahead, creating a financial masterplan so you are well prepared for each stage in advance, and don’t face unpleasant surprises. From ensuring you have the right level of rainy day fund to using annual investment allowances, we can help you plan effectively using financial modelling.

Tax planning, inheritance tax mitigation and legacy planning

Tax planning is an essential part of financial management – everything from using ISA and pension allowances to managing capital gains and having the correct budget for paying tax bills. Few people like to think of death, but it is also important to consider inheritance tax and what you will leave behind. Because with the correct planning you can safely reduce inheritance tax liability ensuring more of your money goes to those you love rather than the tax man.*

*The benefits to the treatment of tax will depend on your individual circumstances and may be subject to change in the future.

Retirement planning

As you get closer to retirement, the need to plan for this big life change becomes more pressing. By sitting down with you, listening to your aspirations and assessing your savings and investments we can help you come up with a realistic plan: From what age you can afford to retire, how you take retirement income, what to do with any tax free cash entitlements from your pension and anything else that is relevant. The earlier you start planning, the easier it is to meet your goals.

Equity release

With pension reforms made and ISAs firmly established, you have more options than ever for providing for yourself in retirement. In the right circumstances though, an alternative way for people with money tied up in property to access cash is equity release. We can help you take a considered approach to this if desired, explaining the pros and cons, and helping you find a good deal.

We work closely with independent whole of market mortgage advisers and if you are interested in receiving mortgage advice, we will be able to pass on your contact details to them.”

Get in touch for an initial no obligation consultation

Whether regarding pension consolidation or one of the other services we provide we would be delighted to see how we can help you manage your finances.

Helping you achieve your life goals and feeling good about money are our primary objectives. We take a fresh, accessible approach to financial advice, empowering you with confidence and clarity. Get in touch today.

Jason was very professional and helped me plan for the long term future and retirement. He also had advice with regards to becoming financially independent

I needed help to review my overall pension situation and come up with a strategy for retirement. Jason was very responsive. He completed a review quickly and immediately provided me with actionable feedback that made a difference

Jason came across as warm, knowledgable and enthusiastic. He explained issues in clear, plain language and was relaxed and friendly when dealing with me. He created a positive relationship with me and I felt I could trust Jason on financial matters. A real find.

Individual Services

Having worked with you through your employer to deliver a high-quality pension solution, and assisted you in understanding your options, we are available to help in other areas.

Pension consolidation

Personal protection

Investment management and wealth accumulation

Financial modelling - creating a financial masterplan

Tax planning, inheritance tax mitigation and legacy planning

Retirement planning

Equity release

Get in touch for an initial no obligation consultation

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